Achieving financial independence
With the proposed changes to the rules governing pensions, saving within a pension scheme has never been more attractive. You can take advantage of tax relief at your highest tax rate on your contributions coupled with the ability to access your fund at the age of 55, without limit, subject to 25% of the value of your fund paid tax free and the remainder subject to tax.
The population is living longer and people are retiring earlier, retirement has become a time for pursuing those interests, hobbies and ambitions that have taken a backseat to careers, families and other obligations. Let us strive for the financial independence needed to fulfil our lives.
Celandine has expertise in the following areas:
- Personal and Stakeholder pensions
- Occupational Pension Schemes
- Income Drawdown
- Self Invested Personal Pensions (SIPPS)
- Qualifying Recognised Overseas Pension Schemes (QROPS)
- Annuities
We will review your existing arrangements and provide you with a personalised plan which is regularly monitored to ensure your target income is achieved. At such time you wish to take your benefits, we can guide you through the many options on retirement.
be wise today, tis madness to defer
Edward Young (1683 – 1765)
